KOM Obtains Summary Disposition of Auto Insurance Coverage Matter
Douglas M. Chapman recently obtained summary disposition from the Wayne County Circuit Court in an insurance coverage matter for an insurance carrier client of Kupelian Ormond & Magy, P.C. While driving a vehicle, the carrier’s insured allegedly struck and killed a man. The man’s estate sued the insured, obtained a $1,000,000.00 judgment with a covenant not to execute the judgment against the insured, and then sued KOM’s insurance carrier client. Mr. Chapman filed a motion for summary disposition on behalf of KOM’s client, seeking summary disposition that the client’s insurance policy did not cover the alleged loss because it only applied while the insured was driving his vehicle in the context of his employment, and the decedent’s death arose out of the insured’s use of his vehicle on his day off, while he was on a personal errand. After oral argument, the Court agreed and granted summary disposition to KOM’s client. Mr. Chapman represents insurance carrier clients in insurance coverage litigation and other related matters.